How to build a UGC creator marketplace with Replit
Build a two-sided marketplace in one Replit workspace, from the first message to the day a brand signs up. Campaigns, applications, video submissions, licences on approval, and creator wallets you can audit, all on a Postgres database Replit provisions for you, and published from the same tab when you are ready.
Replit
$ Build me a UGC marketplace: brands post paid campaigns, creators apply and upload video, approving work hands the brand a licence and credits the creator’s wallet. Add a database for it, and make sure neither side can read the other’s private data.
- Database provisioned in the workspace
- Money moved server-side only
- Ready for you to publish
What a UGC creator marketplace actually is
A UGC marketplace is the middle of a transaction: a brand wants video it can advertise with, a creator wants paying for making it, and your platform is what makes both sides comfortable enough to go through with it.
Strip it back and there are three loops running at once. A brand posts a campaign with a budget and a brief. Creators apply, get picked, and upload their work. The brand reviews it, asks for a change or approves it, and the moment it approves, two things have to happen together that most software treats as unrelated: the rights to that video have to move to the brand, and money has to move to the creator.
That pairing is the whole job. Everything a marketplace gets criticised for lives there: a creator paid three weeks late, a brand running an ad on footage it turns out it never licensed, an account that took the money and vanished. The screens are ordinary. What is not ordinary is holding funds you do not own, proving that a stranger is who they claim to be, and being able to answer, months later, exactly who agreed to what.
Two customers who want opposite things
Brands want the work cheap, fast, and exclusive. Creators want to be paid promptly and keep reusing their own portfolio. Your platform sets where that line falls, and it has to be visible to both sides in the same words before either commits.
The licence is the product
What a brand actually buys is permission: to run this video, on these channels, for this long, exclusively or not. If that is not a record in your database with a date on it, you have sold a file and hoped.
You are holding somebody else’s money
Between "brand funds the campaign" and "creator withdraws" sits a balance that belongs to neither of you yet. A wallet that reconciles, a payout that can be retried without paying twice, and a ledger you can read back in an argument are not nice-to-haves here.
Who runs creator programmes now
66.3%
of respondents “report running programs entirely in-house”, per Influencer Marketing Hub’s 2026 benchmark survey of 600+ marketers, the shift that ends with someone needing a platform of their own.
Influencer Marketing Hub, 2026 (Influencer Marketing Benchmark Report) · checked August 2026
The parts every UGC marketplace is built from
It is worth knowing the pieces before you start, because a marketplace is where most people underestimate how much sits behind the screens. These six are the whole product, and every one of them is something you describe in plain words rather than build.
Two front doors and one account system
A brand signing up and a creator signing up want completely different forms, dashboards, and vocabulary, but they share one login system and one set of rules about who may read what. Building them as two separate apps is the mistake that doubles every later change.
Campaigns with a budget that runs out
A brief, a rate, a deadline, and a number of slots. The budget is the part people forget: when the last slot is filled the campaign has to stop accepting applications on its own, rather than relying on somebody noticing.
Uploads that survive real life
Creators upload video from a phone on hotel wifi. Files are large, connections drop, and the same clip gets submitted twice. Chunked uploads that can resume, a duplicate check, and a preview the brand can watch without downloading a gigabyte.
Review, revision, and a decision that sticks
Approve, decline, or ask for a change, with the reason attached, visible to both sides, and kept after the fact. A rejected submission with no recorded reason is how a dispute starts and why it cannot be settled.
Licences with dates on them
What the brand may do with the approved video, where, for how long, and whether anyone else may use it too. Issued the moment the work is approved, stored as a record rather than a PDF in someone’s inbox, and revocable if a payment never clears.
Wallets, payouts, and a ledger that balances
A balance per creator, a queue of payouts that can be retried without paying anyone twice, and a transaction history detailed enough to answer where a specific $200 went. This is the part that turns a content tool into a marketplace.
Run the marketplace or pay a percentage to one
The alternatives are not four versions of the same thing. You can rent marketplace software, subscribe to a platform that also takes a cut of what you pay creators, buy credits that get spent as you work, or skip the marketplace idea entirely and just buy the videos. Here is the trade-off, side by side.
Build your own
Your own marketplace is a one-time build that keeps the margin between the brand’s budget and the creator’s fee, and with an AI coding tool writing the plumbing, that build is weeks rather than quarters.
- Pay to build it once, then only your own infra bills and payment-processor fees: no cut of every campaign going out the door
- You set the take rate, the payment terms, and the licence wording, instead of inheriting someone else’s
- Brand and creator relationships are yours, in your database, reachable without an export request
- Add a workflow your niche needs (whitelisted ad usage, a retainer, a revision limit) without waiting for a vendor roadmap
- Your own AI on top: moderation, brief writing, duplicate detection, on whichever model you pick
- Full ownership of the code and data: export anytime, zero lock-in
Rent a platform instead
Sharetribe · Insense · GRIN · TrendRenting gets you running this month with none of the payment plumbing on your conscience. What it costs is a percentage, a per-transaction fee, or a credit balance, plus a product shaped by what the vendor’s other customers asked for.
- Live in days: sign up, configure, and start, with nothing to build or host
- Payment handling, creator onboarding, and the compliance paperwork around payouts come as part of the product
- Support, onboarding, and someone to call when a payout fails at 6pm on a Friday
- None of the four price the same way, so comparing them is genuinely hard: per month, per month plus a percentage, per credit consumed, or per video delivered
- Two of the four charge on top of the subscription: a per-transaction fee, or a percentage of everything you pay creators
- You inherit the vendor’s data model, so a term your niche cares about is a term you may simply not be able to record
The closest thing to renting what this guide builds. Those three live figures are the yearly-billing rates the page shows by default. Paying month to month costs more, and the toggle that reveals by how much did not render for us, so treat them as the floor rather than the price. Live plans include 50, 250, or 500 free transactions per month, then “additional transactions $0.19 or less per initiated transaction”. The page is candid about what sits outside the subscription: payment processing, maps, analytics, custom development, and hosting for your custom code at roughly $19/mo. Lite runs on a mysharetribe.com address, so a marketplace on its own domain starts at Pro, and changing how the marketplace itself behaves needs the top tier.
sharetribe.com · checked August 2026
The subscription is not the whole price. Every tier charges a marketplace fee against creator spend (20% on the one-month trial, 10% on Brand, 7% on Agency) and states plainly that “Creator payments are not covered and must be budgeted separately”. So the bill is a fixed monthly figure plus a percentage of the exact thing your marketplace would be earning its own margin on. The $650/mo trial rolls into Brand automatically unless cancelled 48 hours ahead.
insense.pro · checked August 2026
Priced by credits consumed rather than by seat, with month-to-month billing and no quote-only enterprise tier on the page. Credits reset monthly and do not roll over. Overage is capped by you rather than by them: “If you go over your monthly credits, Gia keeps running at one flat rate, the same on every paid plan. You set a hard cap, and you are never billed a dollar above it.” The free tier stops rather than bills: “Free never has overage; it simply pauses billable actions until your next cycle.” Worth re-checking before you budget: this pricing model is new, and a vendor that just rebuilt one is likely to move it again.
grin.co · checked August 2026
The row that represents not building a marketplace at all. You buy credits at “$9.16 each”, spend them on finished videos, and the packs include “100% licensing & distribution rights to use on social, websites, ads, & more”. No contract and no monthly fee, but “Credits expire 12 months after purchase”, and you end up with content rather than a creator roster, a licence archive, or any relationship you can go back to. For a brand that just wants video, this is the honest answer. For anyone whose business is the platform, it is not the same product.
trend.io · checked August 2026
Rule of thumb: if the marketplace is your business (you take a margin, you own the relationships, you want your own licence terms), the rented options are a tax on the exact revenue you are trying to build, and owning the platform pays back fast. If you are a brand that simply needs a steady supply of video, buy the videos and skip all of this. The genuinely awkward middle is an agency running creator campaigns for clients on a subscription plus a percentage, because that percentage scales with the part of the business you are already doing yourself.
Why build with Replit
A real app needs somewhere durable to keep what people enter, rules about who’s allowed to see it, and a place to actually run once it’s built. Those are three separate problems, and most solo builds solve them badly, or not at all.
Replit’s Agent handles all three from one chat, in the same workspace the app ends up living in:
Describe
Tell the Agent what to build, in plain language.
Watch
It writes the code, sets up the database, and shows the app running live.
Try it
Use the real app in the preview rather than a mockup.
Publish
Take it live on Replit’s own hosting, or ask for the next change.
The build and the place it ends up running are the same workspace throughout, so there’s no separate hosting account to set up later.
One workspacebuilds, runs, and hosts it
Replit is the one tool here that also deploys what it builds. Publishing takes the same project live on Replit’s own infrastructure, with a working domain, uptime monitoring, and security scanning included.
Managed Postgres with 20GB included free
Ask the Agent to add a database and it creates the schema and wires your app to it. What you get is a real, fully-managed SQL database rather than a mocked one.
Up to 10 Agent sessions in parallel (Pro)
Core allows up to 2 parallel Agent sessions and Pro allows up to 10, so more than one part of the app can be worked on at the same time.
Pay a developer, or do it with AI
Two numbers decide this, and only one of them is the build. One is who writes the platform, a one-time cost you can pay in money or in your own hours. The other is the per-transaction fees that start the day money begins moving through it. The first is compared below. The second is the same either way.
Hire a developer
Custom build, from scratch- Developer
- ~$16k-$65k
- Supabase (backend)
- Free tier · $25/mo (Pro plan)*
- Hosting
- $0 free tier
- Build time
- ~325 hrs of their work
~$16k-$65k to build, then from $25/mo after launch
The spread comes from who you hire, not from how much there is to do: our ~325-hour estimate priced across the bands in the rate survey below. It puts North American contractors at $45-$75/hr and senior US developers at $100-$150+/hr, and notes agencies adding 20-40% on top, which works out at roughly $50/hr for the cheapest credible option and around $200/hr for an agency putting a senior on it. Every hour of that is spent before a single brand has posted a campaign. What continues afterwards is small by comparison: the database, the host, and the per-transaction fees your payment provider charges.
Build it with Replit
From scratch, with Replit- Replit
- Free (daily credits) to $25/month (Core) or $100/month (Pro)
- Database (built-in Postgres)
- Free to start · 20GB included
- Hosting (Replit Deployments)
- Billed separately, on top of the plan
- Your time
- ~155 hrs
Free to try the idea, ~$25-$100/month on Core or Pro while you build a real one, then whichever plan (plus any deployment cost) you keep using
Replit’s plan price and its credit grant are the same number, not a subscription plus a separate credit purchase: Core is $25/month for $25 of monthly credits (or $20/month billed annually), Pro is $100/month for $100 of monthly credits (or $95/month annually). Once you publish, Replit bills hosting through its own Deployments separately, on top of whichever plan you’re on. Budget for it as a second line, not folded into the $25 or $100.
* Read the storage line before you pick a plan, because this template stores video. The free Supabase tier includes 1 GB of file storage, 500 MB of database, and 5 GB of egress, and pauses a project after 1 week of inactivity. A handful of creator uploads and you are out. Pro, from $25/mo, moves that to 100 GB of storage and 250 GB of egress with daily backups kept for 7 days, and charges $0.0213 per GB of storage and $0.09 per GB of egress beyond it. Payouts and identity checks are billed per use by whoever you route them through, and are the two lines that grow with the marketplace rather than sitting flat.
Both columns end with the platform belonging to you, and with the hundredth brand costing no more to serve than the first. The only thing that differs is whose hours go into it: a developer you pay up front, or your own, spent describing what you want and reading back what arrives.
Prices and rates from supabase.com, developex.com and replit.com, checked August 2026.
Decide before you build
These six are business decisions rather than technical ones, and every one of them is cheap now and expensive once campaigns are running under the old answer. Write your answers down before the first prompt.
How you make money
A percentage of each campaign, a flat listing fee from brands, a subscription from either side, or a mix. It decides whether money passes through your platform at all: a take rate means you hold funds and pay them out, a listing fee means brands pay creators directly. The second is dramatically less to build.
What a licence actually grants
Write the default terms in plain sentences first: which channels, how long, whether the brand gets exclusivity, whether the creator may keep it in a portfolio, and what happens if a payment is reversed. Each is a column, and adding them later reopens campaigns already agreed under vaguer terms.
When money is released
On approval, on a timer after approval, or on a schedule you run twice a month. This is the most-argued-about part of any creator platform, so pick a rule you can state on the sign-up page. It also decides whether you need a holding balance or just a payout queue.
Who you check, and when
Verifying identity costs money per check and adds friction exactly when a creator is deciding whether you are worth the trouble. The common answer is to check nobody at sign-up and require it before the first withdrawal. The two flows differ, so pick one now.
How a disagreement ends
A brand rejects a submission the creator thinks is fine. Who decides, on what evidence, within how long, and is the outcome all-or-nothing or a partial payment? Marketplaces that leave this to email end up inventing it per case, which is slower and less defensible.
What you keep, and for how long
Rejected videos, expired licences, verification documents, and the accounts of creators who leave. Verification data especially is the kind to hold for as short a time as your obligations allow. Pick a retention period per category and build the deletion.
Comparing your build options
The tool decides how much of this build is setup you do twice. Here is one marketplace three ways: by hand, on a UI kit that ends at the screens, or inside Replit, where the database, the server, and the eventual publish all sit in one workspace. Starting from the template skips the build itself: those ~155 hours already exist and already run.
Three products in a trench coat (a brand side, a creator side, and the admin console that referees them) plus the parts a marketplace cannot skip: holding money, proving who someone is, storing video, and recording who owns what once it is delivered.
Dashboards, tables, and an upload widget, none of which know what a campaign is. Nothing in a starter kit tracks a licence, splits a payout, or stops a creator reading another creator’s earnings, and those are the parts that take the time.
Ask the Agent for a piece at a time and it writes the database, the server, and the screens in the same workspace that ends up hosting the finished app. The same task list, with no second host to set up at the end.
Estimate your exact build timeframe
Not every marketplace needs all of this on day one. Plenty launch with campaigns, uploads, and manual bank transfers, then add wallets and identity checks once real money is moving. Untick what you are deferring and the estimate follows.
Your estimate
155 hrs
start to finish
Based on the 7 of 7 features you’ve selected, plus ~39h of groundwork. Toggle any on the left to watch the number move, and open the groundwork row to untick what you have already, such as a database that is already running or going live if you are only building a mock-up for now.
A rough estimate, not a quote. Real time depends on how much you customize and how clean your data is.
Let’s set up the tools you need
Replit runs entirely in the browser, and it’s the one tool here that also hosts what you build, so no GitHub account is required first. Before step 01: an account and a plan. A database comes later, the moment your app actually needs one, and GitHub whenever you want a copy of the code outside Replit.
Replit account
Sign up and you land in a workspace with an Agent chat, the code, and a live preview side by side, with nothing to install.
Sign up for ReplitReplit subscription
Starter’s free daily credits are enough to try an idea, not to finish one. Core is $25/month billed monthly, or $20/month billed annually, for $25 of monthly credits and up to 2 parallel Agent sessions. Pro is $100/month monthly, or $95/month annually, for $100 of monthly credits, more collaborators, and access to the strongest available models. The price you pay and the credits you get are the same number on both plans, so you have no separate subscription-plus-credits split to work out.
Compare Replit plansReplit database (Postgres)
Every Replit app includes its own managed Postgres database with 20GB of free storage. Ask the Agent to add one and it creates the schema and connects your app to it, with no separate account to create anywhere else.
Replit’s built-in database, Replit docsGitHub connection
Not needed to start, and not needed as an undo either, because Replit checkpoints the whole workspace as the Agent works. Connect a repository from the Git pane, free on every plan, and a copy of the real code lives outside Replit under your own account. Worth doing once the project is one you would hate to lose.
Using the Git pane, Replit docsThe first two are all you need to start. Everything here stays inside the one browser tab, the app included once you publish it, and the GitHub copy is the one deliberate exception.
Build your marketplace core, one Agent message at a time
Nothing installs and nothing gets connected from outside. The Agent writes the files, runs the commands, and provisions the database as it goes. Send one message, check the live preview, roll back to a checkpoint if it went wrong, then send the next.
- 01
Start the app and ask for the database in the same message
There is no outside database account to create first, so the database is part of your opening message rather than a separate errand. Ask for a notes file too, so the Agent’s vocabulary carries through the rest of the build.
PromptSet up the project and the databaseSet up a React 18 + Vite + TypeScript app with Tailwind, and add a Postgres database to this Repl. Use the one Replit provisions rather than connecting anything outside. Write a short notes file at the project root saying this is a two-sided UGC marketplace and fixing the vocabulary for the rest of the build: brands, campaigns, applications, submissions, licences, wallets, payouts. Add one standing rule to it: anything that changes a wallet balance happens on the server, never in the browser. Keep the database connection details and any provider keys in Replit's Secrets rather than in the code.
The database is already part of the workspace, so asking for it is one message, not a separate signup.
- 02
Write the schema, ledger included
Ask for the SQL before it runs. The part worth reading closely is the money: a balance that is a column rather than a sum is the one mistake you cannot audit your way out of.
PromptDesign the marketplace data modelWrite the SQL migration for a two-sided UGC marketplace, against the Postgres database already in this Repl. Brands are the buying side and creator profiles the selling side, each attached to an account. Campaigns carry a title, brief, deliverable format, rate per accepted submission, slots, deadline, and a status through draft, active, paused, completed, cancelled, with the funded budget tracked separately from the rate. Applications join a creator to a campaign. Submissions join an application to an uploaded video and move through draft, submitted, under review, approved, rejected, revision requested. Licences are written on approval, recording channels, term, exclusivity, and when they were granted. Creator wallets hold a balance, and a transactions table holds every credit and debit as its own row, so the balance is always the sum of its history. Show me the SQL before you run it.
Every credit and debit as a row is what lets you answer “where did this $200 go” months later. A single balance column cannot answer it at all.
- 03
Build both halves of sign-in yourself
Replit’s Postgres is a plain database with no login system wired into it, so the Agent writes both parts: sessions on the server, and a roles table the server checks against before anything reads a wallet.
PromptAdd sign-in and the three rolesAdd email-and-password sign-up, login, logout, and a server-side session for this app, with a profile row per account. Then a roles table giving each account one of creator, brand manager, or admin, kept in its own table, never on the account record, since anything there is editable by that user, and a helper the server and the database policies can both call to check it. Then fork the sign-up: a creator completes a creator profile, a brand creates or joins a brand record, and each lands on their own dashboard. Every route that touches a wallet or a licence must read the session on the server rather than trusting anything the browser sends.
There is no ready-made login handing the database a user id here, so the server is the thing that knows who is asking. Build that first, and the policies in the next step have something to read.
- 04
Scope every row to whoever should reach it
Replit’s Postgres does row-level security like any Postgres. The difference is where the identity comes from: the server sets who is asking at the start of each request, and the policy reads that.
PromptAdd row-level security and file rulesTurn on row-level security across brands, creator profiles, campaigns, applications, submissions, licences, wallets, and transactions. Have the server set the current account's id and role as a session-local setting at the start of every request, then write the policies to read that setting: an admin reaches everything, a brand manager reaches their own brand, its campaigns, and the applications and submissions attached to them, and a creator reaches only their own profile, applications, submissions, wallet, and transactions, able to read an active campaign without seeing its other applicants. Every insert and update needs an explicit ownership check, and nothing outside a server-side function may update or delete a wallet or a transaction at all. Apply the same rule to uploaded video: a stored submission must not be reachable by anyone other than the creator who uploaded it, the brand whose campaign it belongs to, and an admin. Show me how to prove one creator gets nothing back when querying another creator's transactions before we move on.
Read this one closely. It is the step that decides whether a creator can total up what a rival earned on the same campaign.
- 05
Bring both sides online
The upload and the review screen are what each side judges this on. Check the preview after each rather than approving both and finding out later.
PromptBuild the screensBuild the two halves this marketplace runs on. For creators: a board of open campaigns showing the rate and remaining slots, a campaign page with an apply action, and an upload that sends large video in chunks so a dropped connection resumes rather than restarting, with real progress and a clear confirmation, working properly at phone width. For brands: creating and editing a campaign, an applications view for shortlisting and accepting creators, and a review screen that plays the submission back and offers approve, decline, or request a revision with a written reason kept on the record for both sides.
- 06Destination
Finish the money loop, then publish
Add licences, wallets, and payouts, walk the whole thing yourself from both sides, then publish, checking who the app is visible to before that first release, since Publishing is what sets it.
PromptAdd licences, payouts, and publishAdd the rights and money layer, all of it server-side. An approval has to do two things in one database transaction (write the licence on that campaign's terms, and credit the creator's wallet with the rate), so that it is impossible for one to land without the other. Then a withdrawal request that queues a payout, and a payout routine that survives being run twice, since a retry must never pay the same creator again. Give the admin side a finance view of what is owed, paid, and stuck. Then help me test the full flow from both sides (post a campaign as a brand, apply and upload as a creator on a second account, request a revision, approve the next version, confirm the licence and the balance both moved, request a withdrawal), and when it holds up, walk me through Publishing: which deployment type fits this, and who the app should be visible to.
Keeping two sides apart, and the money straight
A marketplace holds three sensitive things at once: personal data about people who do not work for you, files somebody else owns the rights to, and balances that are not yours. Here is how each stays protected, in simple terms.
Logins your server owns
Sign-in for both sides gets built into the app itself rather than delegated to an outside identity service, which puts every session on your own server. That has a useful consequence here: your server, not a third party, is the thing that knows whether the account asking to see a wallet is the creator that wallet belongs to.
Three roles, and the rule each one bends
The template ships three roles: creator, brand manager, and admin. The interesting cases are the ones between them: a brand manager reads submissions to their own campaigns and nobody else’s, a creator reads their own earnings and never another creator’s, and an admin reaching into either of those leaves a trace.
Earnings are the data people forget to protect
It is obvious that a creator must not read another creator’s bank details. It is less obvious, and just as important, that they must not be able to total up another creator’s earnings from a campaign they can both see. Rate agreements between a brand and one creator are private to that pair.
Row-level security across every table
The template ships 180 row-level security policies, more than any other template here, because almost every table has three different right answers depending on who is asking. The database enforces that itself on every read and write, so a screen that forgets to filter still cannot show a brand another brand’s campaign.
Where the checking actually happens
What Replit provisions is ordinary Postgres, so the access rules work the way Postgres access rules always work. The one difference is where the identity comes from. No hosted login service is handing the database a signed-in account id, so the Agent has your server declare who is asking at the top of every request and writes the policies to read that. Two lines of defence, in order: your server, then the database.
Uploaded video needs rules of its own
The submission itself is a stored file, not a table row, and on this template that file is precisely what the brand is buying rights to. Serve every one of them through your own server, which checks the same ownership rule before handing anything over. A raw storage URL is a permanent key that works for whoever ends up holding it.
Money moves on the server, always
No balance, payout, or licence grant may be decided by code running in a browser. All three belong in server routes that the browser can ask but never command. Every one of them has to survive being called twice, because networks retry requests and a payout that runs again has genuinely paid the same creator twice.
Administrative keys stay protected
Because the app talks to its own backend rather than reaching the database directly, no database credential is shipped to the browser at all. The connection details, the payment provider’s secret, the identity-check key, the mail sender, and any AI model key all sit in Replit’s Secrets tool where only that backend can read them, not in the code, and not in the repository.
Backups, and how far back you can go
You always have a way back. As it works, the Agent takes checkpoints covering your files, your configuration, and optionally the database, and restoring one puts all of it back where it was. Pro adds a separate 28-day database rollback beyond that. Have this settled before the first real balance exists, because reconstructing a ledger from memory is not a thing anyone can do.
Review the access rules (row-level security policies) on every table. For each one, tell me in simple terms who can view, add, edit, and delete records, confirm that people can only reach their own data while the right roles can reach more, and flag anything left open that shouldn’t be.
Paste this into the chat before launch so the Agent checks nobody can see data they shouldn’t.
The one rule that matters: no secret key (database, payments, identity, mail, or AI) ever goes into the app or a public repo. If one does get out, treat it as compromised and rotate it the same day.
What speeds the build, and what slows it
Speeds the build
- One small, specific request per message, checked in the live preview before the next one
- Letting the Agent provision the database from the chat instead of wiring one up by hand
- Running two Agent sessions in parallel on unrelated parts of the app, once your plan allows it
- Rolling back to a checkpoint the moment a change goes wrong, instead of unpicking it by hand
- Reviewing what Publishing changed, meaning the domain, who can reach the app, and the machine it runs on, before the first release
Slows the build
- Asking for the whole app in one message instead of one piece at a time
- Building screens for data that isn’t in the database yet
- Running unrelated Agent sessions against the same files at the same time
- Letting several risky changes stack up before checking whether any of them actually broke something
- Publishing without checking who the app is visible to first
Connecting GitHub (Optional)
Every change in Replit is saved automatically without any technical setup. Checkpoints are the day-to-day undo. You only need to link GitHub if you want a private copy under your own control or plan to hand the codebase over to external developers.
Every milestone is already saved
Replit’s Agent creates a checkpoint automatically at key points as it works: a full snapshot of the files, the configuration, and even the AI conversation itself, not just the code.
Checkpoints and rollbacks, Replit docsRolling back restores the whole workspace
One click returns your project to an earlier checkpoint (files and configuration together, and optionally the database), which is broader than a typical code-only undo, so a rollback after real data has changed is worth a second look before you confirm it.
GitHub keeps a copy outside Replit
Connect a repository from the Git pane, free on every plan, and stage, commit, and push changes back to GitHub with a click, or pull in anything changed outside Replit.
Using the Git pane, Replit docsIt’s also how an existing project gets in
Point Replit at a public repository’s URL for a fast import, or use the guided import for a private one. Either way, Replit detects the stack and installs everything on its own.
Import from a provider, Replit docsYou rarely type git commands
The Git pane’s buttons cover staging, committing, and pushing. If you’d rather type them yourself, the workspace Shell stays in sync with whatever the pane just did.
Going live: Replit publishes what you built
The host question never really comes up here. The app and its database are already sitting in this workspace, so what Publishing asks you is which shape of deployment fits a marketplace, not which company to open an account with.
| Host | Best for | Notes | Free tier |
|---|---|---|---|
| Autoscale | Traffic that comes in waves | Grows when a campaign goes out and two hundred creators open it at once, then shrinks back to nothing in the quiet days between. Marketplace load follows whatever launched most recently rather than the working day, which is exactly the pattern this is built for. | Metered - billed with your plan |
| Reserved VM | Uploads that must not stall | Compute that is always warm and never sleeps. It matters more here than on most apps, because the slowest request your platform serves is a creator pushing several hundred megabytes of video, and a cold start in the middle of that is an abandoned submission. | By machine size - billed with your plan |
| Scheduled | Payout runs and sweeps | Fires on a timer instead of answering requests. That is the right shape for the twice-monthly payout run, the overnight retry of transfers that failed, and the deletion sweep your retention decision commits you to. Never the app itself. | Metered - billed with your plan |
| Static | A front end with no server behind it | Serves files and nothing else. Wrong for this build, which needs a server for every upload, every permission check, and every movement of money, but listed because it is the cheapest option and it is worth knowing why it does not apply. | Metered - billed with your plan |
These are all Replit rather than a third party, so the decision is about shape rather than vendor. Autoscale or Reserved VM carry the app itself, with Reserved VM making more sense once submissions arrive daily. Scheduled is the one to remember when you build the payout run, because paying creators on a fixed date is a much easier promise to keep than paying them the instant somebody clicks. Before that first release, read what Publishing is about to change: the domain, who is allowed to see the app, and what it is going to cost to run.
Your database is already part of the workspace
There is no second account and no connection string to paste. Every Replit app can have its own managed Postgres, created from the same chat that is writing the rest of the marketplace.
| Service | Best for | Notes | Free tier |
|---|---|---|---|
| Replit Postgres | Data, built in | Managed Postgres with 20GB of storage on the free tier. Ask the Agent for one and it provisions the database, writes the schema into it, and points the app at it, with no second dashboard in your life. The one thing to plan separately is video: several hundred megabytes per submission belongs in object storage, not in a database row. | Free to start · 20GB included |
Where AI genuinely helps a marketplace
Once the core runs, each of the four below is one more prompt. They share one server-side function rather than each wiring up its own, which is also what keeps your key out of the browser.
A first pass over everything uploaded
Every submission gets looked at before a human sees it, flagging the obvious problems: the wrong product, no product at all, unusable audio, something that should never have been uploaded. It sorts the queue rather than making the decision.
Add a server-side function that runs on every new submission, sends the video’s frames and transcript to your ai function, and returns a moderation verdict with a confidence score and a short reason. Store it against the submission, sort the review queue by it, and never auto-reject on it alone. Anything flagged goes to a person with the reason attached.
Turning a rough brief into a usable one
Brands write briefs badly, and a vague brief guarantees submissions nobody can approve. This drafts a structured version from whatever they typed, which they then edit.
Add a “Improve this brief” action on the campaign form that sends the brand’s draft to your ai function and returns a structured brief (what to show, what to say, what to avoid, deliverable format and length, and the usage rights being asked for), presented as an editable draft the brand confirms rather than something saved automatically.
Matching creators to a campaign
Ranks the creators who applied against what the brief actually asks for, using their past accepted work on your platform, so a brand with 80 applications has somewhere sensible to start.
Add a “Suggest a shortlist” action on the applications view that sends the campaign brief and each applicant’s profile and past accepted submissions to your ai function, and returns a ranked shortlist with one line of reasoning per creator. Show it as a suggested order the brand can ignore, and never hide unranked applicants.
Feedback a creator can actually act on
Turns a brand’s two-word rejection into specific, revisable notes. Fewer disputes start when the reason for a decline is concrete rather than “not what we wanted”.
When a brand requests a revision, add an action that sends the brief, the submission, and the brand’s note to your ai function and returns a clearer version of that feedback: specific, tied to the brief, and phrased as changes to make. Show it to the brand for approval before it reaches the creator, and keep both versions on the record.
A cheap model is plenty for most of the prompts above. Save Pro’s stronger models for the one or two spots where the extra reasoning actually pays for itself. Add any provider key through Replit’s own Secrets tool rather than hard-coding it, and keep every AI feature behind one server-side function so a single key covers the whole app.
Get a head start with our template
All of the above is written for someone starting with nothing, which you do not have to be. This same marketplace already exists as working code, and starting there turns most of that estimate into one afternoon spent setting a take rate and rewriting the licence terms in your own words.
UGC Marketplace
The exact creator marketplace this guide builds, packaged so you can open it, point it at your own backend, and make it yours from there. A marketplace that connects brands with creators and handles the messy parts in between. Brands post campaigns and review what comes in, creators apply and upload, and the platform takes care of licensing, payouts, identity checks, and disputes.
The key benefits of starting with a template
The parts nobody enjoys building are already done and running: the three-sided permission model, wallets and payouts, licence records, chunked video upload, moderation, and the admin console over all of it. That leaves your time for the terms and the take rate that make it your marketplace.
Building the core from scratch
~155 hrs
Opening the template, already built
~1 hr
~154 hrs of building you skip
The two figures measure deliberately different things. ~155 hrs is what it costs to build the core yourself. ~1 hr is how long it takes to open the finished one and aim it at your own database. Everything after that (your niche, your licence wording, your payout rule) costs the same from either starting point, so neither column claims it.
All three sides working from day one
Open a functional platform, not an empty folder. Brand onboarding, campaign creation, creator applications, uploads, review, licences, wallets, and a full admin console are ready to use.
Pre-configured access rules
Three roles and 180 row-level security policies work out of the box, so a brand reaches its own campaigns, a creator reaches their own earnings, and neither can see anything belonging to the other side.
The awkward machinery already built
Chunked uploads that resume, duplicate detection on submitted files, a payout queue with retries, licence records with an audit trail, and a moderation pipeline. Each one is a week you are not spending.
Clean structure your AI can safely customize
Typed end to end, grouped by feature, and commented where it matters. That pays off every time you ask for a change afterwards: a tool with an obvious pattern to copy produces work that fits, rather than a second way of doing the same thing.
From founders who build on our templates
As an agency we live or die by clean handoffs. The code is structured well enough that we restyle, wire in the client’s data, and ship - no untangling someone else’s mess.
Matt GrahamFounder & CEO, RapidDevCommon questions
No. Describe what you want and the Agent writes all of it: the tables, the rules about who may read which row, the handling for uploaded video, and the server routes that move money and grant licences. The database it writes into is provisioned inside this workspace on request, so unlike every other guide here, you open no outside account first.
You handle the record of it. A payment provider handles the movement. Your platform tracks what each campaign has funded, what each creator has earned, and what has been paid out, then asks a provider such as Stripe to make the transfer. That provider takes on the regulated parts (card processing, bank details, payout compliance) and charges per use rather than per month. Stripe’s Connect pricing publishes $2 per monthly active account and 0.25% + 25¢ per payout sent.
Before money leaves your platform, in practice yes, both because your payment provider will require it and because it is the cheapest fraud control you will ever add. It is a per-check cost rather than a build: Stripe Identity publishes $1.50 per document-and-selfie verification and 50¢ per ID number lookup, with the first 50 verifications free. Most marketplaces ask for it at first withdrawal rather than at sign-up, so it lands after someone has a reason to bother.
Not in the database. Large files belong in object storage, and the Agent will wire that up as part of the upload rather than storing video in Postgres rows. What the database keeps is the record: which submission, which campaign, which creator, and where the file lives. Budget for the bandwidth as much as the storage, since every brand watching a submission back is data leaving your host.
Yes, and there are four worth having. Most marketplaces start with an automated first look at every upload, then add brief improvement, creator shortlisting, and clearer revision feedback. All four route through one small server-side function. Pick the model tier that suits each job, and put the provider key in Replit’s Secrets tool rather than anywhere in the code.
No, and the guide is written so it cannot. Every AI feature here sorts, drafts, or summarises for a person who then decides. Nothing rejects a submission or releases a payment on its own. Keep the decision, and the record of who made it, with a human, because that record is what settles a dispute later.
The database, on every single query. Row-level security means each row carries the rule about who may read it, so a creator asking for the wallet table gets their own rows and nothing else, even if a screen forgets to filter. The same applies between brands: a campaign belongs to one brand, and the others cannot see it exists.
Whatever your licence terms say, which is exactly why they are a decision to make before you build rather than wording to add later. The template records a licence per approved submission (what the brand may do, for how long, and whether anyone else may use it too) along with when it was granted. That record is the thing you point at if either side later disagrees.
Nothing here is proprietary, so nothing can lock you in. What Replit provisions is plain PostgreSQL: a standard dump hands you every campaign, submission, licence, and transaction in a form any Postgres host accepts, and the video comes out of object storage the same way. Useful for a second reason on this template: a creator asking you to delete their data is far easier to answer when you can see where all of it sits.
Yes, and it is worth doing early here. Publishing swaps the replit.app subdomain it starts on for your own domain with free HTTPS, and a platform asking two strangers to trust it with a payment has a harder time of that while it is living on somebody else’s address.
No. You describe what you want in the chat, and the Agent handles the rest: the code, the database, and a live version of the app right there in the workspace. The setup section above covers the account and plan you need first.
Replit hosts it. Publishing takes the same project live on a Replit domain, or your own if you connect one, with monitoring and access controls included, so you never open a separate hosting account.
Starter’s daily credits and a paid plan’s monthly grant both refill on their own schedule. Hitting either limit mid-build doesn’t touch what you’ve already made. Move up a plan for more headroom right away, or wait it out.
References
Sources checked August 2026- 01Influencer Marketing Benchmark Report 2026 (in-house programme share). influencermarketinghub.com
- 02Pricing, Sharetribe. sharetribe.com
- 03Pricing, Insense. insense.pro
- 04Pricing, GRIN. grin.co
- 05Pricing, Trend. trend.io
- 06Connect pricing (active accounts, payout fees), Stripe. stripe.com
- 07Identity verification pricing, Stripe. stripe.com
- 08Pricing (Pro plan, storage, egress, backups), Supabase. supabase.com
- 09Pricing (transactional email), Resend. resend.com
- 10Web developer hourly rates 2026 (freelance and agency benchmarks). developex.com
- 11Pricing (Starter, Core, Pro), Replit. replit.com
- 12Built-in database, Replit docs. docs.replit.com
- 13Publishing overview, Replit docs. docs.replit.com
- 14Deployment types, Replit docs. docs.replit.com
- 15Checkpoints and rollbacks, Replit docs. docs.replit.com
- 16Using the Git pane, Replit docs. docs.replit.com
- 17Import from a provider, Replit docs. docs.replit.com
- 18Secrets, Replit docs. docs.replit.com
This guide is general information, and not legal, tax, or financial advice. Holding funds on behalf of others, verifying identity, licensing content, and paying creators across borders are regulated differently depending on where you and your users are, so take proper advice before you take a payment. Third-party prices, plan limits, and market rates are quoted from the sources above and were last checked on the date shown. Vendors change them without notice, so confirm before you budget. Build hours and the cost estimates derived from them are our own estimates, not quotes. Replit is a product of Replit, Inc. Verify current capabilities and pricing before relying on them.